Pre-Approval
Your approved financing tier.
Your credit score sets the cap. Use it across auto, personal, and business products through our lender network.
The tier ladder
Every 50-point band unlocks a higher financing cap.
Starter
Under 600
$30,000
Builder
600 – 649
$50,000
Standard
650 – 699
$65,000
Preferred
700 – 749
$70,000
Elite
750+
$100,000
How this works
How we calculate it
Your tier is set by the estimated score from your most recently uploaded credit report. Higher score, higher cap.
What lenders verify
Before funding, lenders confirm income, employment, debt-to-income, and identity. Your tier is a starting point, not a guarantee.
Your next step
Talk to a specialist to map your cap to the right products, or keep building credit to unlock the next tier.
This is an internal pre-qualification estimate, not a guaranteed lender offer. Final approval and final amount depend on the lender's full underwriting.
Sign in to load your actual credit report and unlock your real tier.
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